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Save Money:

Save Money A good international exchange tip is this: Buy in Switzerland any needed and legally importable stocks of the money of countries to be visited, for example French francs, Spanish pesetas, British pounds or any European currency where there is a spread between the government rate and the free market rate. By so doing you may save from 2 or 3 per cent up to 15 or 20 per cent. Swiss money, long established at about 23.4 cents per franc (4.28 francs = $1), is in nickel coins of 5, 10 and 20 centimes (100 centimes = 1 franc), in silver coins up to the 5-franc cartwheels, and in notes of denominations from 5 to 1000 francs.

GRESHAM'S LAW, gresh'amz, in economics, is usually stated as "bad money drives out good." The law stems from the fact that money has a value both as money and as a commodity in the open market. The former value is set arbitrarily by law and is relatively fixed; the latter is determined by supply and demand and varies from time to time, "Good money" has a higher value as a commodity than as money and will disappear from circulation.


If you are starting a garden in virgin soil—especially if it is very poor soil—work in a few bags of dried manure. If you have a source for barnyard manure you can save money by using that instead, but be sure that it's aged at least six months; fresh manure can burn plants.
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